A common question we get here at LongSchaefer is when it’s a good time to claim Social Security. It’s a good question, and one that shouldn’t be taken lightly. Check out our LongSchaefer Pro Tips video for a brief overview of the subject, or read our comprehensive breakdown below.
Make Sure to Speak with a Professional
The first and most important thing you should do is consult with a professional. It’s a common misconception that the personnel at the Social Security office will be able to help you make this decision. The fact is, their personnel aren’t trained to advise on that decision, and they won’t be able to effectively help you with your questions. Talking to a professional at LongSchaefer will ensure you make the best decision for your unique situation. Now let’s look at some factors that we’ll consider.
Factors You Should Consider First
If you’re planning on claiming Social Security benefits early, some of the major factors you should consider are:
When you work with LongSchaefer, we’ll look through all of these factors with you, making it as easy as possible to make the right decision.
The Goal of this Analysis
The main goals of taking out your Social Security benefits are:
If you meet all of these needs, it may be time to claim your Social Security benefits.
Consult with LongSchaefer
Before making a major decision like this, it’s best to consult with a professional. For more information and to schedule an appointment with LongSchaefer, contact us today.